As a pet owner, you want the best for your furry friend. You provide them with the best food, toys, and care. However, unexpected accidents and illnesses can happen, and the cost of veterinary care can quickly add up. That’s where pet insurance comes in. In this article, we’ll explore the best pet insurance options in Oregon to help you protect your furry friend and your wallet.
Why Get Pet Insurance?
Pet insurance is a type of insurance that helps cover the cost of veterinary care. It works similarly to health insurance for humans, where you pay a monthly premium and have coverage for unexpected medical expenses. Pet insurance can help you avoid the difficult decision of choosing between your pet’s health and your finances.
What to Look for in Pet Insurance?
When choosing pet insurance, there are a few things to consider:
1. Coverage: Make sure the policy covers the services you need, such as accidents, illnesses, and routine care.
2. Deductibles and Co-pays: Understand how much you’ll need to pay out of pocket before the insurance kicks in.
3. Limits: Check if there are any limits on the amount of coverage per incident, per year, or per lifetime.
4. Exclusions: Know what is not covered by the policy, such as pre-existing conditions.
Best Pet Insurance Options in Oregon
1. Healthy Paws
Healthy Paws is a popular choice for pet insurance in Oregon. They offer comprehensive coverage for accidents, illnesses, and hereditary conditions. They have no annual or lifetime limits, and their deductible options range from $100 to $500. Healthy Paws also has a fast and easy claims process, with most claims processed within two days.
2. Embrace
Embrace is another great option for pet insurance in Oregon. They offer customizable policies that allow you to choose the coverage and deductible that works best for you. Embrace covers accidents, illnesses, and wellness care, and they have no annual or lifetime limits. They also offer a Healthy Pet Deductible, which decreases your deductible by $50 each year you don’t make a claim.
3. Nationwide
Nationwide is a well-known insurance provider that offers pet insurance in Oregon. They have a variety of plans to choose from, including accident-only, illness-only, and comprehensive coverage. Nationwide also offers a wellness plan that covers routine care, such as vaccinations and check-ups. They have no annual or lifetime limits, and their deductible options range from $0 to $1,000.
Conclusion
Pet insurance can provide peace of mind and financial protection for unexpected veterinary expenses. When choosing pet insurance, consider the coverage, deductibles, limits, and exclusions. Healthy Paws, Embrace, and Nationwide are all great options for pet insurance in Oregon. Protect your furry friend and your wallet by investing in pet insurance today.
